Choice vs No Choice
Recently we had water damage to our ceiling from crazy weather. You follow the normal process: Call your insurance company, they come out and make the area safe and then send out the assessor. You are fully confident that you have a legitimate claim, you will pay your excess and the ceiling will be back to normal in no time. Wrong! the insurer says no, or whatever they said (you were too angry and stressed to listen!) you just wanted to scream down the phone because it’s moments when you have an issue that you expect them to honour the fees that you pay them every year. So you go through the process of getting quotes to have it fixed and there is talk of $15,000.
The stress button is flashing because you are thinking where am I going to pull $15,000 from. Unforeseen bills will always arise. Do you ask yourself, “Why do I always have to worry about bills?”, “How much stress is this going to add to my life?” “Will my regular monthly expenses be covered?” You retreat from people and life because you don’t want to have a money conversation as it is embarrassing and stressful. Not to mention the fact that it is a bash to the ego.
Like most of you I was not born into an abundance of money. However, what we are all born into is the conditioning as to how much money you should earn, in what industry you should earn it, the type of area you will be living in and even the type of car or lifestyle you will live.
What if you review those ideals and discover what your ‘Limiting Beliefs’ are and make conscious changes to eliminate limiting your potential. Now the stress of having to pay $15,000 out in a month won’t feel so overwhelmingly stressful. You need to be aware of your ‘Limiting Beliefs’ to be able to make changes to your life.
In the process you need to ensure you are 100% honest with yourself; you are going to be delving into a lot of history. The truer you are with yourself the better the result.
The process itself is easy enough.
- Discover the ‘Limiting Beliefs’ which were created by grandparents, parents, extended family, friends, teachers and your life’s mentors. Make a list don’t be shy. For some of us this will take longer as the number of years to review will be greater! This is not a blame game on those close to you; you cannot place fault on people if it is all they know.
- On another piece of paper write down what your ‘New Beliefs’ will be; be specific. Create a story board. I want $1 million, I want to live…, I want to work…, My hobbies are…, My family…, My friends…, I will holiday…., I will have holidays every…, I will drive…, etc.
- On another sheet of paper compare your ‘Limiting Beliefs’ to your ‘New Beliefs’ and acknowledge what is stopping you, what opportunities you missed.
- Now make note of when you do change your ‘Limiting Beliefs’ who will this help and how? (You, your children, your pets, your staff, your clients.)
- Create a schedule to your story board of ‘New Beliefs’. Visualise and write down what it is: “Who you need to help you?” “,What time frame?”, “How do you know if you have been successful?”, “Who will be affected?”, “How happy will it make you?”.
You may be thinking that your goals are not all financial but breaking ‘Limiting Beliefs’ around your income will not make you a greedy or a rich snob (forget the ‘Tall Poppy Syndrome’), it will give you the flexibility of choice rather than having NO CHOICE. You will eliminate the necessity to make a decision based on what you can afford and shift to making a decision based on what you want. If you would like to discuss this further, email